14:15In addition to bankroll management, another important factor that baccarat players need to keep in mind is understanding the odds and bets in the game. Although baccarat has three main bets: Banker, Player, and Tie, each bet has a different odds. The Banker bet usually has the highest winning rate, around 45%, while the Player bet has a slightly lower winning rate, around 44%. Although the Tie bet has a lower winning rate, it has a very high payout ratio, usually 8:1 or 9:1, depending on the house.
